# Post ts_115868132990949589

- Post ID: `ts_115868132990949589`
- Platform: Truth Social
- Posted: 2026-01-10T01:10:00.411Z (UTC)
- Deleted: no
- Repost: no
- Canonical URL: https://trump.fm/post/ts_115868132990949589
- Analysis page: https://trump.fm/post/ts_115868132990949589/analysis
- Audio narration: https://static.trump.fm/audio/ts_115868132990949589.mp3 (a synthesized voice reading the post text, not a recording)

## Post text

> Please be informed that we will no longer let the American Public be "ripped off" by Credit Card Companies that are charging Interest Rates of 20 to 30%, and even more, which festered unimpeded during the Sleepy Joe Biden Administration. AFFORDABILITY! Effective January 20, 2026, I, as President of the United States, am calling for a one year cap on Credit Card Interest Rates of 10%. Coincidentally, the January 20th date will coincide with the one year anniversary of the historic and very successful Trump Administration. Thank you for your attention to this matter. MAKE AMERICA GREAT AGAIN! PRESIDENT DONALD J. TRUMP

## Engagement

- Likes: 28,195
- Reposts: 7,438
- Replies: 3,182
- Views: unknown
- Metrics collected: 2026-02-01T01:19:51.286Z (UTC)

# Analysis

_Machine-generated by trump.fm on 2026-03-22T06:51:28.252Z (UTC): a model's reading of this post, not his words. Its psychological terms describe the language, not a clinical assessment of him._

## Psychological Analysis: Credit Card Interest Rate Cap Announcement

### Authorship
Posted at 01:10 UTC on January 10. Trump likely at White House (Washington DC, EST = UTC-5), making local time ~8:10 PM — evening but not late night. The post has a formal, quasi-presidential tone ("Please be informed," "Thank you for your attention to this matter") mixed with authentic Trump markers (ALL CAPS words, the self-congratulatory anniversary mention, "Sleepy Joe Biden"). This is likely a **hybrid** — Trump dictated or outlined the concept, an aide polished it into formal language, and Trump added his signature flourishes.

### Psychological State
This is a **grandiose supply-seeking** post. The credit card cap announcement is the vehicle, but the psychological payload is the self-celebration: "historic and very successful Trump Administration." The word "Coincidentally" is doing heavy lifting — there is nothing coincidental about choosing his own anniversary date. This is transparent narcissistic supply-seeking dressed as policy.

### Defense Mechanisms
- **Rationalization**: Framing a populist gesture as serious policy
- **Projection/displacement**: Blaming Biden for credit card rates (rates are set by markets/Fed, not administrations)
- **Distortion**: "Coincidentally" — reframing deliberate self-aggrandizement as happenstance

### Rhetorical Techniques
The post uses a formal register unusual for Trump ("Please be informed," "Thank you for your attention to this matter") — mimicking executive authority. The structure is: problem identification → blame attribution → solution announcement → self-celebration → slogan. Classic populist template.

### Reality Distortion
The claim that high credit card rates "festered unimpeded during the Sleepy Joe Biden Administration" is misleading — rates rose primarily due to Fed rate hikes combating inflation, a monetary policy decision, not executive inaction. A president cannot unilaterally cap credit card interest rates; this "calling for" language is deliberately ambiguous about actual authority.

### Cognitive Markers
Language is coherent and well-structured. "Festered unimpeded" is a sophisticated word choice. No signs of cognitive decline in this post. The logical flow is intact even if the policy substance is questionable.

### Danger Assessment
No danger indicators. This is populist economic messaging.

## Fact Verification

| Claim | Verdict | Evidence |
|-------|---------|----------|
| "Credit card companies charge 20-30% interest rates" | **Mostly True** | Average credit card APR was around 20-24% in 2025-2026. Some cards exceed 30% for subprime borrowers. |
| "High rates festered unimpeded during Biden administration" | **Mostly False** | Credit card rates rose primarily due to Federal Reserve rate hikes to combat inflation — monetary policy, not executive inaction. The Fed is independent. |
| "January 20th is the one year anniversary of the Trump Administration" | **True** | Trump was inaugurated January 20, 2025. |

Overall Veracity: 67%

## Authorship Analysis

**Uncertain** (score: 40%)

### Indicators

- Formal register: 'Please be informed', 'Thank you for your attention'
- ALL CAPS signature phrases: AFFORDABILITY, MAKE AMERICA GREAT AGAIN
- 'Sleepy Joe Biden' — authentic Trump epithet
- Self-congratulatory anniversary framing is classic Trump
- 8:10 PM local time — evening, plausible for either

## Psychological Profile

### State

**Grandiose State**

**Trigger:** Supply Seeking (approaching one-year anniversary)

Sentiment: +0.50

### Clinical

**Malignant Narcissism:**
- Narcissistic: 70%
- Antisocial: 30%
- Paranoid: 10%
- Sadism: 5%

**Defense Mechanisms:**
- rationalization (neurotic)
- distortion (pathological)
- projection (immature)

**Cognitive Complexity:**
- Complexity: 65%

**Parasocial Techniques:**
- Direct address to public as protector
- Presidential self-identification by full title
- Populist alignment against corporations

## Fact Checks (3)

_The model's verdicts from 2026-03-22._

> Credit card companies charge 20-30% interest rates

**MOSTLY TRUE**

Average credit card APR was around 20-24% in 2025-2026. Some cards exceed 30% for subprime borrowers.

Sources: Federal Reserve G.19 Consumer Credit data

> High rates festered unimpeded during Biden administration

**MOSTLY FALSE**

Credit card rates rose primarily due to Federal Reserve rate hikes to combat inflation — monetary policy, not executive inaction. The Fed is independent.

Sources: Federal Reserve rate decisions 2022-2024

> January 20th is the one year anniversary of the Trump Administration

**TRUE**

Trump was inaugurated January 20, 2025.

Overall Veracity: 67%

## Tags

- economic_populism (80%)
- self_celebration (70%)
- predecessor_blame (60%)
- supply_seeking (70%)

## That day

_From trump.fm's machine-generated digest of the day, not his words._

**A well-rested day of victory laps, one sharp flash of revenge, and a closing warning to the prisoners he says he freed**

A steady, moderately busy Saturday from Mar-a-Lago — 24 posts, all of them in a normal waking window with a full night's sleep in between. He spent the evening before and the morning taking victory laps on housing costs and credit card rates, then swung into a late-morning burst of grievance posts calling for Jack Smith's imprisonment and cheering an investigation into his political predecessors. The afternoon turned sunny again with credit-claiming on Venezuela and Iran, plus a book plug, a football coaching tip, and a Florida endorsement. The day's darkest note came last: after praising Venezuela's release of political prisoners, he warned the freed prisoners never to forget who they owe, adding that if they do, "it will not be good for them." No signs of sleep loss or a manic run — just an ordinary day with an unusually pointed ending.

Full digest for 2026-01-10: https://trump.fm/date/2026-01-10/analysis

## Citation

- APA: Trump, D. J. (2026, January 10). Please be informed that we will no longer let the... [Social media post]. Truth Social. trump.fm. https://trump.fm/post/ts_115868132990949589
- MLA: Trump, Donald J. "Please be informed that we will no longer let the American..." Truth Social, 10 Jan. 2026. trump.fm, https://trump.fm/post/ts_115868132990949589. Accessed 9 Oct. 2026.
- Chicago: Donald J. Trump, "Please be informed that we will no longer let the American...," Truth Social, January 10, 2026, archived at trump.fm, https://trump.fm/post/ts_115868132990949589.

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